Wednesday, December 03, 2014

ISLAMIC SHARIA LAW MORTGAGE COMPANY IJARA INFILTRATES CANADIAN MARKET

JEWISH KING JESUS IS COMING AT THE RAPTURE FOR US IN THE CLOUDS-DON'T MISS IT FOR THE WORLD.THE BIBLE TAKEN LITERALLY- WHEN THE PLAIN SENSE MAKES GOOD SENSE-SEEK NO OTHER SENSE-LEST YOU END UP IN NONSENSE.GET SAVED NOW- CALL ON JESUS TODAY.THE ONLY SAVIOR OF THE WHOLE EARTH - NO OTHER

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ISLAM IMIGRATION TO WORLD COUNTRIES
http://www.missionislam.com/knowledge/hijrah.htm
IJARA INFO
http://ijaraloans.com/?p=91
http://www.ijaracanada.com/fatawa-for-ijara-products/
http://www.ijarausa.com/
http://www.ijaracanada.com/
BBB-AND AKTIV CAPITAL-LONDON ONTARIO
http://www.bbb.org/western-ontario/business-reviews/financial-services/aktiv-kapital-canada-ltd-in-london-on-17560
https://www.aktivkapital.ca/careers/
PRA GROUP BUYS AKTIV KAPITAL
http://www.pragroup.com/
https://www.aktivkapital.ca/
PRA has completed its acquisition of Aktiv Kapital. Customers should continue to make payments to Aktiv Kapital until further notice.Visit www.aktivkapital.com for more information on the acquisition.
Helping you deal with your debt-If you’ve found it difficult to keep up payments on a debt, we’ll  work with you to help you become debt-free.

205 - 130 Dufferin Avenue-London, Ontario N6A 5R2-E-mail: info@aktivkapital.ca-Fax: 519.963.1288

ISLAMCAN-INTEREST FREE ISLAMIC MORTGAGES
http://www.islamcan.com/islamic-articles/interest-free-islamic-mortgages-halal-mortgages.shtml#.VH93nGc1Uwo

An-Nur Coop - offers home purchase as well as commerical real estate.http://nurcoop.com
Lariba Canada - provide its members with interest free finance, Islamic forms of Investments and extremely modest financial services which are free from any sort of usury.http://www.lariba.ca
ISNA Housing-http://www.isnahousing.ca
Ansar Co-operative Housing Corporation LTD-http://www.ansarhousing.com
Salam Financial - based in Ottawa, Ontario.http://www.salamfinancial.com

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Islamic Finance In Canada For Home and Business-IJARA.CANADA

Our aim is to make www.ijaracanada.com your connection to Islamic Finance solutions including Shariah compliant financing programs free from interest or 'LaRiba.'When you need an Islamic loan for your home or business, we offer a competitive alternative that fits your requirements.We can help when you're looking for a Halal mortgage free of Riba because we offer a Shariah compliant alternative Islamic mortgage process known as Ijara wa Iqtina.Islamic Home Finance starting from $100,000 to $2,000,000 | Purchase or Refinance at Fixed and variable Rates | Cash Out Potential You can qualify with as low as 5% down payment.Are you ready to free yourself of Riba? Inquire About Our Special Mortgage Conversion Plan

DOCUMENTS USED IN SHARIA IJARA MORTGAGES
http://www.ijaracanada.com/documents-used-in-ijara/
HAJJ QUALIFICATIONS-THE MECCA CULT CIRCLE THE ROCK
http://www.ijaracanada.com/hajj-qualification/

How It Works

Established by an International Board of distinguished Shariah Scholars in l996, our IjaraTM Home Financing Program is compliant with Islamic Rules and subsequently unimpeded from both Riba and Gharar.The (Ijara wa Iqtina) program or “Lease to Purchase” is also known as a Lease to Own arrangement which combines many of the theories advanced by more familiar lending institutions. The originators of the ‘contract’ developed the program with three main principles in mind: to design a financing contract free from interest, to provide a framework for the ‘contract’ inclusive of the fundamental duties, rights, and obligations contained in a conventional mortgage, and keep the benefits of a conventional home mortgage including income tax deductibility.

How It Works

The person chooses the property.
The person is required to make a payment on-account (often referred to as a down payment), usually ranging from 10% to 20% or more at the discretion of the individual.Title to the property is held by an independent trust.The property is leased anywhere from 10 to 30 years, once again at the discretion of the individual.Monthly rent or payments on-account are paid by the lessee to the trust. Real estate and property tax are added onto the monthly rent and paid on behalf by the trust on behalf of the lessee. When the term of the lease expires, title to the property is transferred over to the lessee for a nominal fee of One ($1.00) Dollar.The lessee must inform the trust of a change in personal circumstance which requires the property to be sold and an arrangement for the sale of the property will be made. If the property sells for profit, the lessee retains all or 100% of the profit. In the event the property is sold at a loss, the lessee will bear first loss.Originally created to serve the religious commitment of Muslims, the ‘Lease to Purchase’ program is available to any individual in the U.S. and Canada interested in obtaining a financing product that is Sharia compliant and to those who qualify.

The Sharia contract “Lease to Purchase” is owned and copyrighted by CIHF Partners and Ijara Marketing, LLC, which is also the master licensee for the US. Ijara Marketing, LLC may license the program to other financial organizations that might be interested in meeting the needs of the Muslim market in the United States.IJARATM

Fatawa for Ijara Products-Islamic Finance Fatwa/Approval-ISLAMIC SHARIA LAW INFILTRATES MORTGAGE COMPANIES.

IjaraLoans.com is currently marketing the CIHF process which has been approved by notable scholars. The Managing Partner of CIHF is Samad Group Inc., and the owner of the process is Samad-Ijara LLC. Samad Group Inc. was the first Muslim organization in the US to have obtained such a Sharia Compliant contract. The process utilizes the Ijara methodology, which is one of the three Sharia’a compliant methods to achieve home financing. Specific questions can be answered by contacting us directly.

The original documents, which bear Mufti Muneer Akhoon’s signature, are available for comparison with the documents currently being used. We would also like to take this opportunity to thank Mufti Taqi Usmani and Dahrul Ihsan Centre for taking an active stance against those companies in the US and Canada that are misusing our Fatwa in the promotion of their Islamic Financing products.

We are currently in the process of updating / adding new members to our Sharia Board. Currently Sheikh Mufti Mohammed-Umer Esmail, a former student of Justice Taqi Usmani, is our Sharia Advisor, and Mufti Muneer Akhoon is the chairman of our Sharia Advisory Board. For information you can review Mufti Umer Esmail’s background at http://nuecesmosque.com/imam, and Mufti Muneer Akhoon’s information can be viewed at http://www.kitabummuneer.org/ .You may view the updated Fatwa here.

Their are many well known scholars in the area of Islamic Finance, and many were involved in the creation and development of the Sharia Compliant Contract. The history of our process is as follows:

1995 – Dallah Al Baraka through Al-Amin Co issues the original Fatwa for the Sharia Contract. The Scholars involved in the creation and approval of the Sharia Contract where: Sh. Muhamad Taqi Usmani, Sh. Nizam Yaquby, Dr. Abdus Sattar Abu Ghudda, and Sh. Abdullah Al Mannae.

1997 – The Fatwa was updated for licensing to United Bank of Kuwait for their Al-Manzil program. The Scholars involved in the update of the Fatwa were Sh. Mufti Mohamad Taqi Usmani and Sh. NIzam Yaquby.

2001 - SAMAD American Holding Corp. (SAHC) attempts the creation of an Islamic Bank and invites Shoeb Sharieff to join.

2002 – Shoeb Sharieff introduces the Islamic Finance and Banking concept to University Bank.

2003 – SAHC updates the Fatwa for University Bank’s use.  The Scholars involved in this update to the Fatwa are Sh. Yusuf DeLorenzo and Sh. Nizam Yaquby. The bank is so successful that it forms University Islamic Financial.

2004 - Our competitor modifies the product and rebrands and registers the trade name, this change of name should not be confused with any connection to the rebranding of the original product to IJARAtm in 2008.  Bashir Ahmed of Samad Group exits SAHC retains the original contracts without change, which are the documents and process that we use today.

2005 – Shoeb Sharieff creates ijaraloans.com and becomes the Master Licensee of the Original Sharia Contract and expands Islamic Finance into all 50 States.

2006 – Dr. Ahmed Shleibak and Dr. Main Al-Qudah review the Original Sharia Contracts and approve them with two updates and permit the financing of the Islamic American University Campus purchase in Southfield, MI
2007 – Ijaraloans adds Musharaka and Murabaha to its product mix.

2008 – Dr. Main Al-Qudah becomes Imam of the Katy Masjid, TX and approves the Sharia Contract for use of the acquisition of its new building with Muslim American Society (MAS-Katy Chapter).

2008 – Ijaraloans acquires an ownership interest in CIHF Partners with SAMAD Group and rebrands the Sharia Contract to IjaraTM.

2008 – Ijaraloans forms IjaraCanada.com and expands into Ontario, Canada

2009 – Sh. Mufti Mohammed UmerEsmail becomes the Sharia Advisor of ijaraloans and issues a Fatwa for the IjaraTM Conversion Product.

2010 – IjaraCanada.com expands to cover all Provinces in Canada

2010 – Ijaraloans.com begins to offer its Sukuk/Murabaha Contracts, a safe, guaranteed alternative to traditional CD’s and Bonds.

2011 – SAMAD Group merges with Ijaraloans and forms SAMAD-IJARA, LLC which takes over all the rights to the Sharia Contract through its commonality of ownership of CIHF Partners.

2012 – Mufti Muneer Ahmed Akhoon becomes chairman of the Ijaraloans Sharia Advisory Board and updates and issues a Fatwa in favor of the ijaraloans finance documents and processes.

Information Notice: The Shariah contract “Lease to Purchase” is owned and copyrighted by CIHF Partners and the Conversion Product by Ijara Marketing, LLC., which is also the master licensee for the US and Canada of the CIHF product and part owner of SAMAD-IJARA, LLC and CIHF Partners. Ijara Marketing, LLC may license the program to other financial organizations that might be interested in meeting the needs of the Muslim market in North America.

SHARIA SETS OFF ALARMS IN CANADA
http://blogs.vancouversun.com/2013/06/08/sharia-set-off-alarms-in-canada-check-the-facts/
ISLAMIC HONOR KILLINGS
http://www.canada.com/life/Honour+killings+rise+Canada+Expert/3165638/story.html

According to the United Nations Population Fund, an estimated 5,000 women and girls are murdered every year in so-called honour killings around the world.The 2008 report co-written by Muhammad suggests honour killings date back to ancient societies. According to the report, Incan law allowed husbands to starve their wives as punishment for adultery, while the Aztecs permitted stoning or strangulation as punishment for such crimes.As it's known in Pakistan, where it remains fairly common, karo-kari was only recently outlawed, though "perpetrators are rarely brought to justice," said the report.

Sharia Law-Islamic Sharia Law
   
Shariah lawSharia law is the law of Islam. The Sharia (also spelled Shariah or Shari'a) law is cast from the actions and words of Muhammad, which are called "Sunnah," and the Quran, which he authored.
The Sharia law itself cannot be altered, but the interpretation of the Sharia law, called "figh," by imams is given some leeway.As a legal system, the Sharia law covers a very wide range of topics. While other legal codes deal primarily with public behavior, Sharia law covers public behavior, private behavior and private beliefs. Of all legal systems in the world today, Islam's Sharia law is the most intrusive and strict, especially against women.

According to the Sharia law:

•  Theft is punishable by amputation of the right hand (above).
•  Criticizing or denying any part of the Quran is punishable by death.
•  Criticizing or denying Muhammad is a prophet is punishable by death.
•  Criticizing or denying Allah, the moon god of Islam is punishable by death.
•  A Muslim who becomes a non-Muslim is punishable by death.
•  A non-Muslim who leads a Muslim away from Islam is punishable by death.
•  A non-Muslim man who marries a Muslim woman is punishable by death.
•  A man can marry an infant girl and consummate the marriage when she is 9 years old.
•  Girls' clitoris should be cut (per Muhammad's words in Book 41, Kitab Al-Adab, Hadith 5251).
•  A woman can have 1 husband, but a man can have up to 4 wives; Muhammad can have more.
•  A man can unilaterally divorce his wife but a woman needs her husband's consent to divorce.
•  A man can beat his wife for insubordination.
•  Testimonies of four male witnesses are required to prove rape against a woman.
•  A woman who has been raped cannot testify in court against her rapist(s).
•  A woman's testimony in court, allowed only in property cases, carries half the weight of a man's.
•  A female heir inherits half of what a male heir inherits.
•  A woman cannot drive a car, as it leads to fitnah (upheaval).
•  A woman cannot speak alone to a man who is not her husband or relative.
•  Meat to be eaten must come from animals that have been sacrificed to Allah - i.e., be Halal.
•  Muslims should engage in Taqiyya and lie to non-Muslims to advance Islam.
•  The list goes on.

* In the United States of America, Canada, United Kingdom, and other European countries that resist the penetration of Sharia law, it has proven adept at infiltrating elements of the society that are left vulnerable (see Sharia law in America and the Islamization of America).

** Percent of Muslims who favor making Sharia the official law in their country (source: Pew Forum Research, 2013). In many countries where an official secular legal system exists alongside Sharia, the vast majority of their Muslim citizens favor making Sharia the official law. For example, while the Egyptian military may have blocked the Muslim Brotherhood's efforts in this direction, 74% of Egypt's Muslims still favor it. Even in Jordan, Indonesia and Malaysia - Muslim countries with progressive images - the relatively secular ruling elite sit atop Muslim masses, 71%, 72% and 86% respectively of whom want their countries to be ruled by Sharia. And in Iraq, where the United States shed blood and money for over a decade to try to plant democracy, 91% of its Muslims want to live under Sharia.The number of countries that adopt (elements of) the Sharia law continues to grow around the world, as does the depth of its penetration in the countries that already use it. This penetration is not by happenstance; it is managed to occur in five phases: see Spread of Islam and how to Stop Islam.
http://www.billionbibles.org/sharia/sharia-law.html

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